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101 S 12TH STREET UNIT 405
MLS TB8555622 · Strong value

101 S 12TH STREET UNIT 405

$1,200,000 · TAMPA 33602
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Condo value read

Strong value (-27.4% vs comps)Value marker
$475Price / sf
$654/sfComp bench
$1,526MLS monthly fees
$2,134Fees + tax / mo
$7,292Annual taxes
2,527Sqft
2004Year built
3Beds
2Baths
Cable TV, Common Area Taxes, Escrow Reserves Fund, Gas, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Sewer, Trash, WaterFee includes
2Garage
Barbecue, Cable TV, Clubhouse, Elevator(s), Fitness Center, Lobby Key Required, Maintenance, StorageAmenities
Assigned, Under BuildingParking
ActiveStatus
Pin location from MLS coordinatesOpen map

This spacious 2-story loft condo in Victory Lofts is the epitome of urban living in the Channel District, featuring 2,527 square feet of interior living space with 3 bedrooms, 2 bathrooms, and an oversized 12'x18' balcony offering another 216 square feet of outdoor living space. As you enter, you are welcomed by an open floorplan with soaring 18' ceilings, beautiful rustic wood floors, and floor-to-ceiling windows. The updated kitchen features modern high-gloss white cabinetry, quartz countertops, and stainless steel appliances, including a natural gas stove. This level also offers a spacious great room perfect for a large dining room or combined living/dining space with a huge light installation suspended from the 18' ceiling, a separate family room, large guest bedroom, full bathroom, and laundry closet with full-size washer and dryer. Sliding glass doors lead to the oversized balcony equipped with electric, water, and a natural gas line for your grill or outdoor kitchen. The modern industrial staircase takes you to the second level, where you will find another guest bedroom currently used as an open loft living space, an adjacent flex room that can serve as a huge walk-in closet or be converted into a 3rd bathroom and/or upstairs laundry room, and a dream primary suite with downtown Tampa views, a sitting area, large walk-in closet, and huge primary bathroom with access to the flex room. Your new urban dwelling also includes 2 assigned parking spaces in a gated garage and a secured storage unit. Victory Lofts' amenities include a lobby with package room, fitness room, club room with rooftop terrace and BBQ grill, and a fenced dog park. Maintenance fees include water, sewer, trash, natural gas for your stove and grill, basic cable and internet, building insurance, property management, maintenance and janitorial staff, and escrow reserves. Victory Lofts has satisfactorily completed its SIRS and Milestone inspections, with no special assessments currently due or pending. The Channel District offers a multitude of bars, restaurants, and entertainment, plus Publix, CVS, gyms, and locally owned shops and services within walking distance. Sparkman Wharf, Water Street, Florida Aquarium, and Benchmark Arena are also within walking distance, making this the perfect live, work, play environment without having to get in your car.

Comp note: the value marker uses same-ZIP condominium price per square foot, weighted toward recent MLS sold comps when available. Further detailed assessment required for tower stack, view, floor height, parking, reserves, and assessments.

Investor feasibilityRental data limited
Not enough MLS dataestimated monthly rent
$2,134fees + taxes / mo
MLS TBDbefore mortgage
MLS TBDgross rent yield
$6,231principal & interest
MLS TBDafter est. debt

Only one direct MLS rental comp was found, so rent is not estimated from a thin sample. Mortgage default uses FRED/Freddie Mac PMMS 30-year fixed, latest weekly value from 2026-10-15; users can adjust purchase price, down payment, rate, and term. This is a screening estimate from MLS rental data and does not include insurance, vacancy, management, repairs, leasing costs, financing terms, or tax strategy.

Same building · 101 S 12TH STREET UNIT 403Leased · Sep 12, 2024 · 3 bed / 3 bath · 2,527 sf
$7,000
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